Theft
I was away for a month attending a family funeral. I already settled all the bills and my credit card payments before I left. My one month stay was extended for a total of two months since my sister was in deep mourning for the loss of her husband. So when I returned after two months, I was shocked to see that my two credit cards were maxed out and it was a whooping forty thousand credit card charged for the two credit cards for a total of two months.
Then I remembered I left my purse that contains my credit card in my car in the garage. When I check my car in the garage, I noticed that the lock was broken and my purse was missing. An investigation took place, it was cited as home burglary with no suspect and no witness. Though my credit card companies were notified, still I was still left with a smashing forty gran to settle. It was a horrible credit card debt I need to settle. So instead of wallowing on the loss, I got a debt consolidation plan online. To consolidate debt is the best option I have at the moment.